About CreditAssociates
CreditAssociates helps people struggling with unsecured debt negotiate directly with creditors to resolve what they owe — often for a fraction of the balance.
Get In TouchOur Story
Live Better, Debt Free
Carrying unsecured debt — credit cards, personal loans, and medical bills — can feel overwhelming. CreditAssociates works on behalf of clients to negotiate reduced payoff amounts with creditors, so people can resolve their debt faster and move toward financial stability without taking on new loans.
Our team reviews each client's full financial picture, builds a plan around what they can actually afford, and manages negotiations from enrollment through the final settled account.
Our Values
Transparency
We explain your options in plain language up front — no obligation, no upfront fees, and no surprises once you enroll.
Dedicated Support
A negotiation team works your accounts and keeps you updated at every stage, from enrollment through final payoff.
Real Results
We negotiate directly with creditors to reduce what you owe, aiming to resolve enrolled debt for less than the full balance.
Recognized as a Top Workplace
Winner 2024 & 2025, One of the Nation's Top Workplaces.